Aflac Insurance Solves Benefits Problems

With health premiums and out of pocket expenses rising, voluntary benefits from Aflac make even more sense than ever.  Get the Aflac plans your employees want and need at payroll prices they can afford.

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Pain Free Health Insurance Planning

Benefits are confusing and expensive. For over 30 years we've been helping businesses reduce their health insurance costs by reverse engineering their plan designs based on needs and population.

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Big Company Benefits For Small Companies

Professional Employer Organizations help your business give your employees big business benefits and takes away the pressure of human resources administration by taking care of your company's HR needs.

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Consulting Or Outsourcing - We May It Easy.

We understand the pressure of human resources administration.  We can help your team resolve issues or implement new  plans to streamline the process.  Let us take the pressure out of HR administration. 

Protect Your Most Valuable Asset - You.

Imagine how your life would be if your income stopped today.  Your income is your most important asset, so protect it the way you should. We  offer individual and business disability insurance plans.

Long Term Care & Medicare Planning

Long term care insurance is confusing and expensive so it's important to talk to experts about it. As CSA Certified Senior Advisors we understand how it all works. 

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Balance your business' time and attendance, human resources administration and tax reporting in one online, integrated suite. Whether you're looking for an easier way to pay employees or maintain compliance with HR laws, Heartland provides payroll services to businesses with customizable solutions.

Every business faces the same problems with scalability, sales and profitability.  In this age of digital economy, business move faster, causing stress, friction and problems.  Sometimes it makes sense to talk with an experienced consultant who can look at your business objectively and give you advice.

Nothing beats a great referral from a trusted source.  With payroll partners like Heartland Payroll Systems and animation partners like Infographic World we can help your business with a wide range of products and services from vendors we trust.  Need special service?  Call us today.

EMPLOYEE BENEFITS NEWS

3 Ways to Close the Gap in Benefits Education

Written by Pam Jenkins on June 12, 2019

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Unfortunately, employees typically don’t invest much time in learning about their benefits options. Colonial Life’s survey found 70% of workers spend less than an hour a year at enrollment time considering their choices and making their selections. Even worse, a third say they spend less than 30 minutes learning about benefits their employer provides.

ACA NONDISCRIMINATION TESTING SCOPE NARROWS

HHS Proposes to Narrow Scope of Nondiscrimination Regulations under Affordable Care Act

Written by Damian Myers & Malerie Bulot on June 13, 2019

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In addition, under the 2016 final regulations, HHS expanded the definition of discrimination on the basis of sex to include discrimination based on gender identity and the termination of pregnancy. However, once the regulations were put into effect, there was significant push back against HHS’s interpretation of sex discrimination.

10 STEPS TO PAIN FREE BENEFITS

Increasingly, employers are offering products such as voluntary insurance benefits and health savings accounts (HSAs) that employees can combine to create comprehensive plans that meet their unique needs and goals. With the right plan in place, employees are better able to save consistently, cover unexpected expenses, protect and grow their savings and prepare for health care costs later in life.

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GROWTH CONTINUES FOR VOLUNTARY BENEFITS

The industry has grown at a compound annual growth rate of 5 percent over the last 10 years, even with the decrease in 2010. The graph below shows the growth curve over the past 10 years.