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Life's An Adventure.
Insurance Shouldn't Be.
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Let's Make Your Insurance Experience Exceptional.
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MEDICARE PLANS
Let Us Make Medicare Planning Simple.
Medicare planning is crucial for health and financial security. It covers hospital stays, physician services, and prescription drugs, benefiting millions of older adults and those with disabilities. Let us help you decide which Medicare Advantage or Supplement works best for you. We offer MA & MS plans in most states. As CSA Certified Senior Advisors we'll help evaluate your entire life in order to coordinate your coverage with both your immediate needs and long term goals.
GROUP MEDICAL
Pain Free Health Insurance Planning
Health insurance costs continue to rise and are out of control. For 30 years we've helped 100's of companies reduce their health insurance costs by reverse engineering their plan designs based on needs, utilization and population.
As health insurance premiums continue to skyrocket, it's more important than ever to consult an expert in order to develop a plan that makes sense on a benefit and cost perspective, while creating attractive plans that make sense for employees and families. We've insured 100's of companies. Let's help you today.
VOLUNTARY BENEFITS
Your Employees Love Aflac & So Will You.
Aflac Voluntary Benefits are a win-win for both employees and employers. Employees love the peace of mind that comes with knowing they have additional coverage for unexpected medical expenses. Employers appreciate the cost savings, payroll tax savings and increased employee satisfaction that come with offering these benefits. With Aflac, everyone wins. Whether you're interested in providing 'guaranteed issue' short term disability, cancer benefits or just show your employees that you care about, Aflac wide range of voluntary, supplemental plans work. Get Aflac. It Pays.
LIFE & DISABILITY PLANS
Protect Your Most Valuable Asset - You.
Most people think their largest asset is their house. Your largest asset is "you" and your ability to keep your business running and make an income. What happens to your business if you are no longer there or can't work? Let's protect your life and income.
PAYROLL & HR ADMINISTRATION
It's About Time Payroll Was Made Easy
Heartland provides customized and affordable payroll services and human resources programs to businesses. As the #3 payroll provider in the United States, they're laser focused no providing your company the most value and quality in the payroll business today.
ELDER PLANNING
Credit Card Processing All In 1 Package
When it comes to credit card processing for your business there are lots of options available to businesses and most are viable choices. But with Heartland credit card processing you have just one call to make to discuss your needs. Ask us about Heartland's competitive priced offerings.
PATIENT ADVOCACY
We're There When The Going Gets Tough.
Hospital stays and serious medical care for you or a family member can be emotionally draining, making it hard to make decisions. Let us be your advocates - your voice when it comes to needing help understanding the care and treatments needed. Let us be there with a loved one when you can't be.
PLANNING
A crisis is a big problem you weren't prepared for.
A problem isn't a crisis if preparations have been made addressing that issue.
Let's start planning today
ENGAGE US
Let us be your voice. Employee benefits is expensive, confusing, frustrating to understand and even worse to administer, Basically, it's an overall pain for staff and your group plan administrators.
Let us take the pain away from administering your group's employee benefits, freeing up your human resources team to do more productive tasks.
enrolling
Benefits Wizards nationwide team of health insurance enrollment professionals makes it easy to help employees in other states and locations have the chance to better understand their company benefits.
Consulting
What if you could tell your every fear, worry and concern to someone who can help make your business life easier and more productive?
WE'RE HERE TO HELP YOU 24/7 365 DAYS A YEAR
MEDICARE
PLANNING
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EMPLOYEE BENEFITS NEWS
3 Ways to Close the Gap in Benefits Education
Written by Pam Jenkins on June 12, 2019
Unfortunately, employees typically don’t invest much time in learning about their benefits options. Colonial Life’s survey found 70% of workers spend less than an hour a year at enrollment time considering their choices and making their selections. Even worse, a third say they spend less than 30 minutes learning about benefits their employer provides.
ACA NONDISCRIMINATION TESTING SCOPE NARROWS
HHS Proposes to Narrow Scope of Nondiscrimination Regulations under Affordable Care Act
Written by Damian Myers & Malerie Bulot on June 13, 2019
In addition, under the 2016 final regulations, HHS expanded the definition of discrimination on the basis of sex to include discrimination based on gender identity and the termination of pregnancy. However, once the regulations were put into effect, there was significant push back against HHS’s interpretation of sex discrimination.
10 STEPS TO PAIN FREE BENEFITS
Increasingly, employers are offering products such as voluntary insurance benefits and health savings accounts (HSAs) that employees can combine to create comprehensive plans that meet their unique needs and goals. With the right plan in place, employees are better able to save consistently, cover unexpected expenses, protect and grow their savings and prepare for health care costs later in life.
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Customer Service Focus
Is face to face advisory dying a slow death?
We Take The Pain Out Of Employee Benefits Planning & Administration.
"I'm the administrator at a law firm. Don't Sweat Life took care of everything for our human resources issues. They helped free up my time so I could do the more important parts of my job."
Pamela, Legal Administrator
80 Years Of
COMBINED EXPERIENCE
Our partners have the "know-how" your business needs.
Can you figure out who we help?
ACCOUNTANTS
We help accounting professionals take care of the important parts of their business and assist their clients with finding tHR and employee benefits solutions that work.
ADMINISTRATORS
We help administrators handle the ongoing pressure and stress of employee benefits and human resources so that they can focus on the more important parts of their job.
MEDICAL PROFESSIONALS
We help health care professionals manage the parts of their practice that they aren't experts in so that they can take care of their patients at the highest level.
BUSINESSES
30 years of providing advice to business owners and decision makers has given us great insight into business problem solving. We help businesses make better decisions.
LAW FIRMS
Having worked with lawyers at the New York Bar Association, we are familiar with the unique needs of lawyers and employees.
INDIVIDUALS
We help individuals and their families make sure that in the event of a parent's or partner's injury or death that the surviving family members know that life will continue for them.
THE
TEAM
We Care About The People We Enroll
Our team of employee benefits gurus, human resources and business experts have years of experience and have worked with some of the biggest advisory names in their respective specialties. We offer an approach that's unique to working with our clients and their employees. We get involved directly with your employees and advise, counsel, mentor and teach them in a more involved, personal and human way than traditional benefits brokers and consultants. It's called "Caring", and it makes a big difference when you care about the people you enroll and help all year long. When you love what you do, your job becomes your mission. Making it all personal again.
